Winning by Losing: The Lost Art of Failure

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This week I read a story entitled… “After FCAT Scores Plunge, State Quickly Lowers the Passing Grade” The particular state, test, nor circumstances in the story were relevant to the all too familiar point that popped into my head. In this instance, the state may very well have had their reasons for doing so. Individual student aptitude, after all, is … Read More

Put An End To The Financial Insanity

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As a country, nation and even globally, we are in the middle of one of the biggest financial crisis since the great depression. The folks in Washington can’t seem to balance our budget. As each year passes, our national debt that is now in the trillions of dollars keeps increasing. Investors have suffered yet another major setback in their financial … Read More

What’s Your Wealth Building Formula?

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Before getting into the basic wealth building formula most people use, I’d like to explain a bit about how banks and similar financial institutions work. Let’s assume for a moment that you are a business owner and I’m the bank. For every $1 you earn in your business, where do I as the bank tell you to put each $1, … Read More

Financial Guru or Political Pundit….You Decide!

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If you’ve ever listened to a financial guru, financial expert or other authoritative figure in the financial services industry, at some point you’ve probably gotten to hear them talk about politics in some shape, form or fashion. Why is that? Are financial experts “in the closet” politicians? Do they aspire a different life in politics? Or, is there some interrelationship … Read More

Politicians: Just Like Us or Totally Different?

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If you think about it, there are many people who make a career and a very good one might I add out of being a politician. However, where does one actually learn to be a politician? I mean I know there are political science majors out there but I can’t remember how many politicians I’ve seen out there that actually … Read More

Play To Win … 2nd or 3rd Place Isn’t An Option!

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Want to be the life of the party? Share a story of how you, your child or your favorite team came from behind to win the game and you’ll have the entire room’s attention. Why is that? It’s really simple. Deep down inside of us, we all love to win. If you don’t believe me, ask any fan of the … Read More

Should I Get a Mortgage?

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If owning a home is part of the American Dream then I guess mortgages would be one way to go about financing the American Dream. The very thing that makes home ownership possible for the vast majority in America is the same thing that everyone is so quick to want to get rid of. Can the home mortgage be that … Read More

Life Insurance 101 & The IRS

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This is your captain speaking. To reach our destination of getting a rudimentary understanding of life insurance, we are going to be cruising at an altitude of 10,000 feet, so go ahead and strap your seat belts. As we take off, should the thought of our destination cause you to want to throw up, there are bags in front of … Read More

Have You Built A Solid Foundation?

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12 Jun 2012 Have You Built A Solid Foundation? The Blog No Comments From the moment you graduate college, the quest for building a solid financial future for many people begins. It’s been said a man’s home is his castle so let’s compare this “quest” for a solid financial future to building your financial castle. I’m amazed at the number … Read More

Dos And Don’ts For A Dollar

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For most people, the world financial crisis has been a wake-up call. In today’s financial landscape, people need to be more frugal, more goal conscious and more financially literate. There is no doubt that Americans have changed the way we shop and plan our household budgets. In fact, who would have ever imagined that retail outlets which feature dollar items … Read More